Your Independent Insurance Agent in Farmington, Utah

Shopping Multiple Carriers So You Don't Have To

I'm Thomas Jones, and I've spent 25 years in insurance helping people in Davis, Weber, and Salt Lake counties find coverage that actually fits — without the runaround. Since going independent in 2019, I'm not tied to any single company. I shop multiple top-rated carriers and bring you the best rate I can find, in one conversation.

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25 Years of Insurance Experience

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Independent Since 2019 — Multiple Carriers

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Davis, Weber & Salt Lake Counties Served

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Thomas Answers the Phone Directly

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Personal, Commercial & Health Coverage Under One Advisor

One Call. Multiple Carriers. The Best Rate I Can Find.

Most people dread shopping for insurance because it means hours of calls, repeated questions, and pressure to sign before you're ready. That's not how I work. When you call me, I do the comparison across multiple top-rated companies and walk you through the options in plain language — no jargon, no pressure, no obligation to buy.


My business runs on referrals, which means I have every reason to be straight with you. If a policy isn't the right fit, I'll tell you.

All in One Place

Personal, Commercial, and Health Coverage

Whether you're looking to bundle your home and auto, figure out Medicare options, or get your small business properly covered, I handle all three lines. You don't need three different agents or three different conversations.

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Personal Insurance

Auto, home, life, RV, motorcycle, ATV, and boat coverage for homeowners, vehicle owners, and outdoor recreation enthusiasts across northern Utah.

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Commercial Insurance

Business owners policies and commercial auto coverage for small businesses in the Farmington and Davis County corridor — straightforward coverage without unnecessary complexity.

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Health Insurance

Medicare Advantage, Supplement, and Part D plans for adults 65 and older, plus ACA marketplace coverage for individuals, families, and the self-employed. Local guidance, not a call center.

Serving Farmington, Salt Lake City, and Ogden

My office is in Farmington, and I work with clients across Davis County, Salt Lake County, and Weber County every day. Whether you're in Farmington, Salt Lake City, or Ogden, you'll get the same direct access — my cell number, my personal attention, and a real conversation every time you call.

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When You Call, I Answer

A lot of agencies route you through menus, voicemail queues, or staff who have to call you back. I answer my phone directly during business hours. If you have a question about a claim, a renewal, or a coverage gap you're not sure about, you get me — not a system.


That's been true for 25 years, and it's not changing.

FAQS

Common Questions About Working With an Independent Insurance Agent

  • What's the difference between an independent agent and a captive agent?

    A captive agent works for one insurance company and can only offer that company's products. As an independent agent, I'm contracted with multiple top-rated carriers, which means I can shop your coverage across companies and find the combination of price and protection that works best for your situation.

  • Do I pay more to use an independent agent?

    No. My compensation comes from the carriers, not from you directly. You get access to multiple carriers and a licensed advisor who does the comparison work — at no added cost to you.

  • Is there an independent insurance agent in Farmington, Utah who answers the phone directly?

    Yes — that's the whole point. I give my clients my direct number. During business hours, I answer. No menus, no hold queues, no callbacks from someone who doesn't know your account.

  • Can you help with both personal and business insurance?

    Yes. I work across personal lines, commercial coverage, and health insurance. If you're a small business owner who also needs home and auto coverage, we can handle all of it in one place.

  • What counties do you serve in Utah?

    My primary service area covers Davis County, Weber County, and Salt Lake County. My office is in Farmington, and I work with clients in communities throughout all three counties.

Thomas Jones Insurance Agency is an independent insurance agency based in Farmington, Utah, with 25 years of experience across personal, commercial, and health lines. Thomas went independent in 2019 to give clients access to multiple top-rated carriers without the constraints of a single-company contract. Learn more about Thomas and how the agency operates on the about page.